Afraid of overspending on holiday gifts? Set a budget. We’ll show you how. | USA Today

Afraid of overspending on holiday gifts? Set a budget. We’ll show you how. | USA Today

Afraid of overspending on holiday gifts? Set a budget. We’ll show you how. | USA Today

The holiday season is notorious for being emotionally charged, especially regarding gift-giving. The anxiety of choosing the perfect present and the fear of overspending often leads to stress. According to a survey, nearly seven in 10 shoppers anticipate exceeding their budget during this festive period. While setting a budget seems obvious, determining an appropriate gift amount is a subjective challenge. Various online tools, such as holiday budget calculators, offer assistance. One recommendation is to allocate 1.5% of your annual income for gifts, providing a straightforward approach to budgeting.

Wired magazine proposes a more personalized method involving ranking recipients by importance and calculating individual gift budgets accordingly. WalletHub takes a tailored approach by offering a free holiday budget to users, emphasizing the importance of spending within one’s financial means. Financial experts suggest following the 50-30-20 rule, allocating a portion of discretionary income to holiday spending. However, regardless of the strategy chosen, the consensus among experts is clear – having a budget and adhering to it is crucial. Setting expectations through open communication with loved ones and exploring creative gift-giving alternatives can also ease the pressure of staying within budget………..full-loaf-600x400-1-e1700879832480 Afraid of overspending on holiday gifts? Set a budget. We'll show you how. | USA Today[read more]

Rising Dough

Rising-Dough-e1700879911412 Afraid of overspending on holiday gifts? Set a budget. We'll show you how. | USA TodayHow does having a well-defined holiday budget impact individual financial health and contribute to shaping the values and priorities within a family or community?

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stone-street-coffee-logo Afraid of overspending on holiday gifts? Set a budget. We'll show you how. | USA Today ☕️ **Discover Stone Street Coffee Company – Your Coffee Haven!** Today’s Dough readers, if you’re on the hunt for exceptional coffee and cold brew, look no further than Stone Street Coffee Company. We at Today’s Dough are smitten with their rich coffee blends and refreshing Cold Brew. Stone Street’s commitment to quality shines through in every sip. Now, exclusively for our readers, click the banner above to snag a $5 off coupon on your next order. Experience the finest, ethically sourced beans roasted to perfection. Join the Stone Street community, savor top-notch coffee, and elevate your daily brew. ☕️🌟

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d81b1acfbaade9e10b94e58d124e6165?s=56&d=mm&r=g Afraid of overspending on holiday gifts? Set a budget. We'll show you how. | USA Today

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0519ee9af5c5ea49523f8800fce58e36?s=64&d=mm&r=g Afraid of overspending on holiday gifts? Set a budget. We'll show you how. | USA Today
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Hana
2 months ago

If you stick to the boundaries you set on how much you spend per holiday season, you will be able to limit your spending to accommodate to your savings. Your family and friends will value the reason you chose that gift more than how much you spend on it.

14abab035442752f8067562694fa39ca?s=64&d=mm&r=g Afraid of overspending on holiday gifts? Set a budget. We'll show you how. | USA Today
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Kimberly
2 months ago

You should have a limited budget for the holiday season that way you save money either way friends and family are not really focused on the price of the gift, they a more focused on your intentions

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stonestreetcoffee.com ☕️ **Discover Stone Street Coffee Company - Your Coffee Haven!** Today's Dough readers, if you're on the hunt for exceptional coffee and cold brew, look no further than Stone Street Coffee Company. We at Today's Dough are smitten with their rich coffee blends and refreshing Cold Brew. Stone Street's commitment to quality shines through in every sip. Now, exclusively for our readers, click the banner above to snag a $5 off coupon on your next order. Experience the finest, ethically sourced beans roasted to perfection. Join the Stone Street community, savor top-notch coffee, and elevate your daily brew. ☕️🌟

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Hana
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Hana
2 months ago

If you stick to the boundaries you set on how much you spend per holiday season, you will be able to limit your spending to accommodate to your savings. Your family and friends will value the reason you chose that gift more than how much you spend on it.

Kimberly
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Kimberly
2 months ago

You should have a limited budget for the holiday season that way you save money either way friends and family are not really focused on the price of the gift, they a more focused on your intentions

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